Thinking About Leaving Your State?
Here's Everything You Need to Make the Right Call.

A private briefing for established families evaluating a move to Middle Tennessee — covering the financial case, the communities, and the questions most agents never ask.

Private. No spam. No pressure.

You're not unhappy with your life.
You're unhappy with where it's going.

The home is beautiful. The career has been successful. The family is healthy. But something has shifted — and you feel it in the utility bills, in the school conversations, in the quiet exhaustion of defending choices you shouldn't have to defend.

You're not looking for an escape. You're looking for a reset — a place where the numbers make sense again, where your family can breathe, and where you can build the next chapter without fighting the environment you live in.

That's exactly what this briefing is designed for.

"We should have done this sooner."

— What families say after closing in Franklin, TN

"This just feels peaceful."

— Relocating family from California

"The numbers make so much more sense."

— Executive family from Illinois


The friction is real. And it's compounding.

Property taxes that have outpaced every projection

State income taxes quietly eroding your wealth position

Utility bills that feel disconnected from any rational market

School environments that no longer reflect your family's values

A cost of living that grows faster than your purchasing power

Cultural tension that makes everyday life feel like a negotiation

A home worth more than ever — in a market you no longer trust

The quiet question: are we waiting too long to make this move?


The numbers are not subtle.

A direct comparison of what families leave behind versus what they gain.

CategoryHigh-Tax StateMiddle Tennessee
State Income TaxUp to 13.3% (CA) · 9.85% (MN) · 4.95% (IL)0% — Tennessee has no state income tax
Property Tax Rate1.1% – 2.2%+ of assessed value annually~0.6% – 0.8% of assessed value
Annual Utility Costs$800 – $1,200+/month in many markets$200 – $450/month typical range
Home Value per Sq Ft$600 – $1,500+ (CA, NY, WA metro)$250 – $500 (Franklin, Brentwood)
Equity RedeploymentLocked in an appreciating but illiquid marketSignificant equity freed for wealth building

Figures are representative ranges for illustrative purposes. Your specific situation will be modeled during the Stability Assessment.


Your Middle Tennessee Relocation Briefing

A private, structured document built for families who make decisions with information — not impulse.

01

The Financial Case for Middle Tennessee

A clear breakdown of the tax environment, cost-of-living differential, and wealth-preservation advantages of relocating from high-tax states.

02

Community Profiles: Franklin, Brentwood & Beyond

Honest, neighborhood-level analysis of the areas that attract established families — covering schools, character, and long-term value.

03

The Timing Framework

How to evaluate your current market, your equity position, and the strategic window for making this move without rushing or waiting too long.

04

The Questions Most Agents Never Ask

A private checklist of the financial, logistical, and lifestyle questions that separate a well-executed relocation from a costly one.

05

The Integrated Advisory Difference

Why coordinating real estate and lending strategy together — before you list — changes the financial outcome of your move.

06

Kate's Local Intelligence

30+ years of Williamson County residency, translated into the kind of insight that no algorithm or out-of-state agent can replicate.


Most agents coordinate your move.
We model it.

The financial outcome of your relocation depends on decisions made before you ever list your current home. That requires more than a real estate agent — it requires integrated strategy.

Traditional Agent Model

Separate lender — disconnected from your real estate timeline

Conversations happen in silos, not in sequence

You coordinate everything between parties

Financial scenarios modeled after the fact

Surprises at closing that could have been avoided

Integrated Advisory Model

Unified real estate and lending strategy from day one

Coordinated financial scenarios before you list

One point of contact — structured clarity throughout

Equity modeling tied to your destination purchase

Decisions made with full financial visibility


Trusted by 60+ families across real estate and lending.

30+ years as a Williamson County resident. Hundreds of transactions. One focus: your outcome.

60+

Families Served

30+

Years Local Residency

40+

Lending Reviews

100%

Focused on Your Outcome

"After spending 20 years in CA, we decided it was time for a change and decided to move to TN. Kate was incredibly knowledgeable and made us feel so comfortable throughout the whole process. We trusted her to help us purchase our dream home."

Dwight O. — Relocated from California

"Kate went above and beyond in helping us with our homebuying process as we were moving from out of state. She did the best virtual showings that truly made us feel like we were walking the property with her."

Samantha A. — Out-of-State Buyer

"We couldn't be more grateful for Kate Goeringer! In a fast-moving, competitive Nashville market, Kate not only helped us find our dream home — her ongoing support has continued to bring value to our family long after closing."

Paul R. — Nashville Area Buyer

Where established families are putting down roots.

Middle Tennessee is not a single market. Each community has a distinct character, price range, and lifestyle profile. The briefing covers all of them in depth.

Franklin

Historic charm. Modern prestige.

The anchor of Williamson County. A walkable historic downtown, top-ranked schools, and a thriving community of established families. The most sought-after address in Middle Tennessee.

Historic · Walkable · Prestigious$700K – $3M+

Brentwood

Established. Private. Refined.

The most established luxury suburb in the region. Large lots, mature landscaping, and a quiet sense of permanence that newer developments simply cannot replicate.

Luxury · Established · Private$800K – $4M+

College Grove

Estate living. Unmatched privacy.

The destination for families seeking acreage, estate-style homes, and genuine privacy — without sacrificing proximity to Franklin's amenities.

Estate · Acreage · Private$1M – $5M+

Spring Hill

Value. Growth. Community.

The fastest-growing community in Williamson County. Exceptional value relative to Franklin and Brentwood, with strong schools and a family-oriented character.

Growth · Value · Family$450K – $1.5M

Arrington

Countryside. Quiet. Grounded.

Rolling hills, horse farms, and a pace of life that feels genuinely different. For families who want the Tennessee countryside experience within 30 minutes of Franklin.

Rural · Peaceful · Spacious$600K – $3M+

Columbia

Emerging. Authentic. Affordable.

Maury County's seat is attracting families priced out of Williamson County who still want the Middle Tennessee lifestyle. A market with strong upside trajectory.

Emerging · Authentic · Value$350K – $1.2M

The first step is simply getting the right information.

This briefing is prepared for families who are serious about evaluating a move — not for casual browsers. If you're at the stage where you're asking real questions, this is built for you.

Franklin, Tennessee

Franklin, Tennessee

Send My Private Briefing

Private. No spam. No pressure.

Successful and unsettled → Successful and settled.

That is the real transformation. Not just a new address — a repositioned life.

BEFORE

A beautiful home in a market that feels unstable

Rising taxes and unpredictable policy changes

Utility bills that feel disconnected from reality

Cultural tension in everyday life

Quietly frustrated and worn down

Successful, but unsettled

AFTER

A stunning home on more land, with more privacy

No state income tax. Predictable property taxes.

Utility bills that make rational sense

A culturally aligned community that feels like home

Relieved. Grounded. Proud.

Successful, and settled.

"We should have done this sooner."

— What families say after closing in Franklin, TN


Kate Goeringer, REALTOR®

Kate Goeringer, REALTOR®

30+ years as a Williamson County resident. Specialist in luxury real estate across Franklin, Brentwood, College Grove, Arrington, and Spring Hill. Kate blends deep local knowledge with strategic financial thinking — helping established families make this move with clarity, not guesswork.

"I have met and worked with literally thousands of real estate agents around the world and Kate Goeringer is absolutely one of the best."

— Paul S., Real Estate Professional

Brick Realty · Franklin, TN
TN License #291412